Have you considered financing your next car? At Ourisman Chrysler Dodge Jeep® RAM of Bowie serving the Crofton, MD area, financing is one of the ways we accommodate the needs of our customers. Here is a brief overview of how the whole thing works.

Financing a car entails taking out a loan to pay for the vehicle and paying back that loan with interest over time, while you enjoy the use of the car. The price of the vehicle is a major piece of what the agreement will look like. If you’d like to compare estimates of what your finance agreement might look like from one vehicle to another, check out our online car payment estimator. Keep in mind this is just an estimate.

To get the actual terms of your agreement, you’ll need to fill out a financing application for the credit service we use to provide you with so that they can see what terms will fit your needs best, found in our online Chrysler finance center. This application will ask you for information that may feel a bit invasive. Information like your credit score, your income, your rent or mortgage expenses, and any other assets you may have. You can provide this information with the peace of mind that it and your privacy is protected.

With this information, our car finance department can come up with a down payment, interest rate, monthly payment amount and duration that will work for you in accordance with the price of the particular vehicle you use.

Here at Ourisman Chrysler Dodge Jeep RAM of Bowie, we know that some people may need lower payments for a longer amount of time, just as others might prefer higher payments for a shorter period. It’s our goal to work with our credit service and you to come to an agreement that will get you driving a car you love. We look forward to serving you at our Chrysler dealership near Crofton, MD soon!